Our financing solutions

Capital participation

Carrying out a capital increase with new shareholders

finance&invest.brussels can invest in equity in start-ups, scale-ups, and SMEs with investment and/or development projects. In most cases, finance&invest.brussels acts as a minority shareholder alongside other family, industrial, or financial shareholders.
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How it works?

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For an entrepreneur

A capital participation is a financial tool that makes it possible to raise funds to finance a value-creating project, either in addition to or instead of a bank loan. By opening the company’s capital to investors, it improves its solvency ratio, which in turn makes access to bank credit easier.

In addition, the reputation, expertise, and network of investors can be a significant advantage for the company’s future development.

For the investor

The operation consists of acquiring shares issued by the company. The investor then becomes a shareholder, and the capital provided is referred to as “venture capital”.

In a capital participation, the investor’s objective is to financially support the development of (generally innovative) companies by injecting funds. In return, the investor expects the company to generate profits, in order to realise a gain when selling its shares a few years later.

When an investor decides to enter the capital of a company, they do so after analysing the company’s development project, the team, the business plan, and the potential return on investment.

Characteristics of capital participations

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Which companies are eligible?

Capital participations are open to any commercial company with its registered office or operating unit in the Brussels-Capital Region, regardless of size. However, the company must have a clearly defined development project and a solid business plan demonstrating medium-term return prospects.

What is the maximum amount that finance&invest.brussels can invest?

In the context of a capital participation, finance&invest.brussels can invest between 100,000 € and 5,000,000 € in the capital of a company. We generally act as a minority shareholder to complement and facilitate the company’s financing chain.

What is the duration of a capital participation carried out by finance&invest.brussels?

We invest in companies for an average period of 3 to 7 years.

Cost of capital participations

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What are the costs associated with an equity investment for a business?

There are no application fees for an equity investment. finance&invest.brussels ties its fate to that of the other shareholders. In other words, the capital will be remunerated if, and only if, the value of the company has increased between the day finance&invest.brussels invested and the day finance&invest.brussels sells its shares.

Funding procedure

The decision-making process for a capital participation generally takes 3 to 6 months.

Steps in the process

Initial contact with a finance&invest.brussels analyst to verify project eligibility.
Analysis of your application based on: added value for Brussels, sustainability, team, market, product, technology, and financials (historical & business plan).
Presentation of the file to the investment committee. If the project receives a positive opinion, the committee prepares an investment proposal to be submitted to the Board of Directors.
Presentation of the investment proposal to the Board of Directors.
If the decision is favourable, our teams will then begin the final phase, namely negotiations and the drafting of agreements.

Documents to provide

ZA business plan for the project
ZA 3-year financial plan (Excel)
ZCompany financial statements (2 to 3 years)
ZCVs of the entrepreneurs
ZLatest updated articles of association
ZShareholding structure

Request funding 

Do you need financial support to launch or grow your business?

We offer a range of tailor-made financing solutions. Request funding by completing this form. We will assess your request and get back to you with a first answer within 3 weeks.

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