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+32 2 548 22 11
info@finance.brussels
Brussels Entrepreneurial ecosystem
+32 2 548 22 11
info@finance.brussels
Brussels Entrepreneurial ecosystem
Our financing solutions

ENERGY&RENO, a loan to reduce the energy consumption of small businesses

Optimise your company’s energy consumption with financing of up to 150,000 €

One of the responses to the current increase in energy costs is to support the energy transition of Brussels-based businesses, which involves both reducing and optimising their energy consumption. ENERGY&RENO is a financing solution intended for self-employed entrepreneurs and small businesses investing in energy efficiency.

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What is the ENERGY&RENO loan?
Characteristics of the ENERGY&RENO loan
Cost of the ENERGY&RENO loan
Funding procedure

What is the ENERGY&RENO loan?

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ENERGY&RENO is a financing solution intended for Brussels-based small businesses and self-employed entrepreneurs who wish to invest in energy-efficient equipment for their business site(s), such as photovoltaic panels, high-performance glazing, more efficient equipment, and similar investments.

ENERGY&RENO does not require any guarantees from the financed businesses, and the financing is accompanied by support throughout the entire duration of the loan.

Part of this loan may also be allocated to working capital needs.

Characteristics of the ENERGY&RENO loan

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What investments can be financed with the ENERGY&RENO loan?

Insulation, high-performance glazing, ventilation systems, installation of photovoltaic panels, heat pumps — all of these renovation works can have a positive impact.

Investing in efficient, sustainable and low-energy-consumption equipment not only helps reduce energy expenses and CO₂ emissions, but also improves working conditions and increases the value of the business.

What amount can be invested in projects aimed at reducing your company’s energy consumption?

The ENERGY&RENO loan allows you to borrow an amount ranging from 10,000 € to 150,000 € for a maximum duration of 7 years.
 

Submit a financing application

Cost of the ENERGY&RENO loan

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What is the interest rate of ENERGY&RENO?

The interest rate for this loan dedicated to financing the energy transition of Brussels-based small businesses is 2%.

What are the repayment terms of ENERGY&RENO?

The Brusoc loan provides the possibility of a capital repayment grace period that may extend up to 24 months.

The maximum repayment period is 7 years.

Is it possible to benefit from the ENERGY&RENO loan if I do not have a personal contribution?

No personal contribution is required. This loan can cover up to 100% of the investment costs.

What conditions must be met to benefit from ENERGY&RENO?

To benefit from an ENERGY&RENO loan, you must: 

  • Operate an existing business,
  • Present an economically viable project,
  • Demonstrate repayment capacity based on current results and/or well-supported and realistic financial forecasts for your project.

Funding Procedure

The ENERGY&RENO financing application process is designed to be simple, flexible and agile. The objective is to process applications within a maximum of 4 weeks. The processing of an application can begin as soon as the submitted application file is considered complete.

Funding steps

Submission of your application directly to Brusoc or through a support structure (GEL, hub.brussels)
Analysis of your application and, where necessary, support from Brusoc to finalise it
Meetings with a Brusoc analyst to assess the strength of your application and identify any potential weaknesses in the project
Presentation of the application to the Board of Directors, which decides whether to grant the financing
Following approval of the financing, free support is offered to project promoters (legal, financial, administrative support, etc.)

Documents to provide

The Energy&Reno application form, available for download here

ZThe CV of the project promoter and a copy of their identity card
ZQuotations for the planned investments and renovation works
ZA copy of the accounting situation and VAT returns for the current year
ZIf the application concerns a business acquisition: a copy of the draft business transfer agreement, as well as the balance sheets and profit and loss accounts of the seller for the previous two years

Request funding 

Do you need financial support to launch or grow your business?

We offer a range of tailor-made financing solutions. Request funding by completing this form. We will assess your request and get back to you with a first answer within 3 weeks.

Prepare your request
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