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Established SMEs

Prepare the future of your company with tailor-made financing and contribute to the Region’s visibility and economic strength.

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A strategic partner to support your business

Are you leading an SME that is at least 5 years old and looking for financing solutions to strengthen your cash flow or support strategic investment projects? At finance&invest.brussels, we stand by your side at every stage of your development, offering flexible financial solutions tailored to your needs.

Working Capital

Rebuild your working capital with long-term financing to support your growth and strategic projects.

Strategic investments

Real estate acquisitions, technological upgrades, new equipment, product or service development, business acquisitions, market expansion, and more.

Financing solutions tailored to the reality of established SMEs

Loan solutions of up to 5 million €

Proxi Loan

Borrowing from family or friends to develop your business? It is also possible for established SMEs!

Subordinated loan

A loan without collateral, subordinated to bank debt. This type of financing can help strengthen your equity base.

Economic Transition Fund loan

A loan dedicated to companies actively engaged in the economic transition, adopting more environmentally friendly business models.

Guarantees to facilitate access to bank financing

Guarantee

Additional collateral supporting the security requirements set by the bank when applying for a loan. Guarantees are requested directly by the bank.

Guarantee Plus

A solution combining guarantees and a loan of up to 50,000€, initiated through the bank. In many cases, without these guarantees, the bank would not grant the loan.

We receive support from the European Investment Bank (EIB)

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Our investment themes

We invest in value-creating companies in the Brussels-Capital Region across all sectors, with a particular focus on five key sectors and three cross-cutting themes that support Brussels’ role at the heart of Europe.

Democracy 2.0

Supporting public services through new technologies, including GovTech, LegalTech, RegTech and EdTech, to build a future-oriented education system and strengthen democracy.

Urban well-being & health

Smart mobility, smart buildings, silver economy, and other future-oriented sectors focused on improving the well-being of people living in the Brussels-Capital Region.

Arts, leisure & media

Investing in the future of media and entertainment to enhance quality of life and contribute to the cultural dynamism of the Region.

FinTech & InsurTech

Investing to improve financial products and services at the heart of the capital, which hosts numerous political and financial institutions.

Food & health innovation

Producing better to consume better, reducing waste through improved packaging, optimising transport and mobility, lowering carbon emissions and improving air quality.

Artificial intelligence

Supporting technological developments and the infrastructure needed to drive employment, attractiveness and growth potential in the Region.

EdTech & HR Tech

Supporting sustainable employment by investing in tools that improve human resources management—from recruitment to continuous training. This enhances efficiency as well as the personal, professional and social well-being of Brussels-based employees.

Circular economy & sustainability

Supporting the evolution of production, transport, education and other sectors towards a more climate-responsible economy, in line with international agreements.

Indicators that go beyond financial performance

En tant qu’investisseur doté d’un actionnariat hybride, nous investissons dans les entreprises créatrices de valeur en Région Bruxelloise. Et nous avons aussi pour ambition de contribuer au rayonnement de Bruxelles à travers le monde.

As an investor with a hybrid shareholding structure, we invest in value-creating companies in the Brussels-Capital Region.

We also aim to contribute to strengthening Brussels’ global visibility and influence.

Job creation & preservation

Supporting the economic dynamism of the Brussels-Capital Region, as well as the development of its talent and expertise.

Competitiveness & attractiveness

Positioning Brussels on the map as an innovative capital for entrepreneurship.

Request funding

Do you need financial support to launch or grow your business?

We offer a range of tailor-made financing solutions. Request funding by completing this form. We will
assess your request and get back to you with a first answer within 3 weeks.

* Personal data is collected and processed solely for the purpose of providing you with the requested information. This data will not be shared with third parties or used for commercial purposes.